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PromptsΒ·2 min readΒ·

Catch Every Renewal Before It Auto-Charges You

Every date that renews, expires or rolls over, which ones get worse if you do nothing, and a 12-month calendar with early reminders.

Doing nothing is a decision, and it's priced accordingly.

Insurance renews 14% higher. The fixed rate rolls onto the standard one. The rego lapses. The introductory rate quietly ends in month 13 and nobody sends a warning, because the whole business model is you not noticing.

Loyalty gets punished by design. The new customer pays less than you for the identical product, and the only thing standing between you and that price is a date you didn't have written down.

This is 20 minutes once and it's the highest hourly rate I earn all year.

The prompts

1. Start here

Collects every date that costs you.

The renewal audit prompt
Ask me about every date in my life that renews, expires or rolls over: insurance, rego, passport, licence, warranties, fixed rates, memberships, domains. One category at a time.

2. Go deeper

Flags the ones that get worse on autopilot.

The worse-on-autopilot prompt
Now tell me which of these auto-renew at a worse price if I do nothing, and how many weeks before each one I should start shopping around.

3. Bonus

The calendar that does the remembering.

The 12-month reminder calendar prompt
Give me all of it as a 12-month calendar with a reminder date for each, set early enough that I can actually act rather than panic.

Bonus: Make it yours

Add the renewal price you paid last time. Claude can tell you whether this year's "loyalty offer" is one.

Do this today: check the one that renews next month. That's the one still worth money.

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